The Changing Ecosystem, Education System, Employment System
The Changing Ecosystem, Education System, Employment System
Who is your best employer? It is neither Tata nor Birla? It is you, yourself.
Please read & understand the biggest secret of our life
The Indian economy is amongst the fastest growing economies and certainly is poised to become more prosperous, but we are waiting to receive the crumbs/dole/subsidy that a prosperous country may provide, or do we wish to ride the cycle.
Despite the prosperity, the old steady corporate kind of jobs that was prevalent in the ecosystem is vanishing at a fast pace, and the middle management which provides employment and career path to many is vanishing at a fast pace.
Career spans are shrinking with the retirement age advancing by more than 10 years. Don't be surprised to find ourselves jobless in the forties.
FIRE (Financial Independence Retire Early) is the new kid on the block.
Entrepreneurship has come of age but, are we prepared to ride this growth curve? Do we know how to set up an Enterprise?
Start-Ups are the new buzzword but do we know what it entails and how we can be a part of this
Otherwise, we will see others steal the march right under our nose
In an evolving ecosystem, the approach toward education needs to change .
Even though we may not want it to be any different than the past but there is nothing we can do before the change juggernaut.
While Conventional Degrees & PGs are no longer a license to a bright future, the need to become a lifelong student is getting more significant in order to stay in tune with a rapidly changing ecosystem.
Money continues to be the fuel that will drive our lives and this one truth will remain uncontested
As we can see the window to earn money is shrinking rapidly, and th e window for our Money to Work for us and Serve us in order to maintain our lifestyle is expanding day by day. Soon we will be earning for 15 to 20 years to support the next 40 to 50 years. This is a huge social problem staring at the society
Therefore Money Management is becoming a significant and vital requirement for everyone
From accumulating a large corpus slowly over a long period of time supported by steady jobs
We are now moving towards a life where a rapidly ramped up Annuity (Corpus) from ramped-up short careers has to support a long life. high-paying
All the professional Certification Course in this changing ecosystem provides the tools that people need to live an awesome life in today's context.
The modules like Investment Planning help one to understand how to best invest one's money to create a sizable wealth infrastructure
Retirement Planning helps one to understand how to ramp up a meaningful corpus in a relatively short period of time in order to create a new source of lifelong income.
Tax Planning helps us to optimize our tax management by understanding the significance of tax provisions to enhance the quality of life. How the system is designed to help the ecosystem and to push us into becoming investors.
Insurance Planning plays a significant role in designing a life that is well protected against unexpected challenges like health and life-related exigencies
And finally, as Society gets Wealthier & Inter-Generational Wealth transfer becomes significant, Estate Planning & Business Continuity Planning will become extremely significant for to balance the social pressures
At the end of the day, Personal Finance is the most significant part of everyone's life
Because we may land up losing every job, our business can come to the end of its lifecycle ,
However, the only Employer who will never ever stop paying us our Salary, who will arrange either the Rent or the EMI and ensure that you are never ever Evicted from your Home is the Annuity / Wealth / Corpus that you will build or receive as a legal heir
The entire scope of managing human life, its challenges, its joys, its emotions, and the ability to transform ordinary lives into awesome lives are all covered in the Financial Planner Program.
Raja Bhattacharjee
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